(StatePoint) Fall is the perfect time to complete those pesky home maintenance projects left on your to do list. If you’ve been putting off these chores, you’re not alone, but it could cost you. In fact, a national survey from Erie Insurance shows many Americans are putting themselves and their homes at financial risk by delaying important home maintenance tasks.
Make sure you’re protected by focusing on these five areas:
• The Roof. Twenty-three percent of homeowners admit they never inspect their roof or have it inspected unless there is a problem, according to the Erie Insurance survey. Unfortunately, replacing a roof is also one of the biggest expenses a homeowner may have if not maintained properly. Nationally, the average homeowner spends about $6,600 to install a new roof, but prices can soar upwards of $20,000.
Don’t be stuck with a hefty roof repair bill. Have it inspected to see if any shingles are damaged and need to be replaced. The fall season is the optimal time to do so, since roofing is best installed when temperatures are cooler. Plus, you’ll catch any problems before winter weather kicks in.
• The Gutters. Make sure downspouts drain away from the foundation and are clear of debris. Clogged gutters can lead to major issues like uneven floors, cracks in walls and interior water damage. This type of claim, also known as seepage, is a maintenance issue and often not covered under your home insurance policy. To prevent any major issues, clean gutters at least twice a year in fall and spring.
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